Looking for a lender or umable mortgage for my situation, please help?

There was almost 100k a year of income, then my health problems occurred…now It’s about 48k a year, consist of alimony and child support. I need to get my health back on track. I need to re-finance before my adjustable rate kicks in, this month or next. The lender suggested a forbearance agreement which has been done. I know I will have a much harder time with payments, once that happens. Moving into a less expensive home, that would be great but there is no equity left for another down payment. I need a lender that can help? Or does anyone have an umable mortgage for me to take over? How and where can I find an umable mortgage? Help from this stressful situation would be greatly appreciated.